FAQ’S – Financing

Our financing partner, Hearth offers financing solutions primarily for home improvement projects, enabling homeowners to fund repairs, renovations, and other related expenses. Homeowners can prequalify for several types of loan, including interest as low as 7.99% and some 0% interest loans. Also, accept credit card payments.

• On our website, there is a Financing tab located on the black bar on the top of the site. Simply click on the Financing tab.

Hearth connects homeowners with lenders to provide personalized loan offers without impacting their credit scores. Here’s the process:

• Prequalification: Users fill out a quick application with basic details about their credit profile and financing needs.
• Loan Options: Hearth presents multiple loan offers from its network of lending partners.
• Selection and Application: The homeowner chooses an offer and completes the application process directly with the lender.
• Funding: Funds are typically disbursed as quickly as one to three business days.

Key Features

• Loan Amounts: Hearth offers loans ranging from $1,000 to $250,000.
• APR Rates: Rates can vary widely based on creditworthiness, typically starting as low as 4.99%.
• Loan Terms: Options for repayment terms range from 2 to 12 years, depending on the lender and loan details.
• No Collateral Required: These are unsecured personal loans, so no home equity is needed.
• Soft Credit Check: The initial application won’t affect credit scores.

Common Uses

• Roofing and siding repairs
• HVAC systems
• Solar panel installations
• Landscaping and outdoor projects
• Bathroom or kitchen remodels

Benefits of Hearth

• Flexibility: A variety of loan options allows users to find terms that suit their budgets.
• Convenience: Online application and quick access to funds.
• No Prepayment Penalties: Borrowers can pay off loans early without additional fees.

If you’d like more specific information about rates, eligibility, or steps to get started, contact us!