How Long Do You Have to File a Claim on Your Home for Storm Damage?
A huge hailstorm just went through your town last week. Golf ball-sized ice pellets rained down in a shower of ballistic fury. You were able to get all your vehicles and outdoor possessions in the garage, but your exterior may have seen the worst of the storm.
Upon inspecting, you know you need to get your roof repaired to prevent any further damage to your home’s exterior, but roofing maintenance just isn’t in the cards for you at this time. You know you’re entitled to compensation through your insurance company, but there’s a time limit.
Knowing how long you have to file a storm damage claim can save you a major repair cost and a huge headache down the road.
Get Your Roof Inspected
You know the storm was bad, but you don’t really know how bad your home’s exterior got hit. Scheduling a professional roof inspection after a storm gives you and your insurance company a better idea of the damage.
Your inspector will check for broken or missing shingles, indents, and pools of water, or loose asphalt granules. Getting a financial bookmark of the damage the storm caused will make beginning the restoration process quick when it comes time to repair.
Additionally, hiring a certified professional to inspect your roof and provide insurance assistance can help make your roof restoration seamless, as they will be able to work with and your insurance company on pricing and timing.
How Long Do I Have to File a Storm Damage Claim?
In short, you have a maximum of two years to file a claim.
However, since Minnesota winters are especially brutal, you should consider filing a claim and getting your roof repaired or replaced right away. Going through winter with a damaged roof will cause you all sorts of problems, such as possible water damage and loss of insulation.
Additionally, the longer you wait to file a claim, the harder time you may have with your insurance company. Delayed claims could cause them to give you less compensation than what damage was truly inflicted.
On the other hand, if it’s early in spring or summer and the severe weather season just started, you may want to wait until later in the year. More severe weather may roll in, causing further damage. It all depends on the timing and severity of the damage as well.
Contact Timberline for Storm Damage Repair
Timberline Roofing & Contracting prides itself in the hard work and craftsmanship it brings to all of our roofing and exterior projects. We will restore your roof to pristine conditions with our storm damage repair service along with our insurance assistance.
Call us at 612-284-5329 today or get a free quote online!